Secure Your Child’s Future Today, Even If You’re Still Paying Off Bills.
A smart, flexible plan that builds your child’s education fund while protecting your family's future
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The Pain Every Loving Parent Feels…
- My child is smart. I want them to study in a top university—but tuition is so expensive
- What if something happens to me? Who will continue their dreams?
- I don’t want my child to become a working student like I did. I want something better for them
- I’m working hard abroad or day & night here, but I’m scared all my efforts might be wasted if an emergency happens.”
💔 Let’s Be Real: Time Is Passing Fast… And College Is Getting More Expensive
Each year, tuition rises. And as your child grows, so do your responsibilities—bills, emergencies, and unexpected life events. If you're only saving in a bank, you're losing money to inflation. And if you’re depending solely on your income, what happens if you're no longer around?
The truth is: love alone is not enough. You need a plan that protects and prepares.
The Smart Solution for
Loving, Forward-Thinking Parents..
WEALTH ASSURE PLUS
A life insurance + investment plan that helps you grow your child’s education fund - while protecting them from life’s uncertainties.
Here's how it helps:
🔐 Life Insurance Protection
Ensures your child’s education continues even if you’re gone
📈 Investment Fund Growth
Your money grows through top-performing local & global funds
💸 Withdrawable Fund Value
Use it when it’s time to pay for tuition, graduation, or even a car as a graduation gift. Wealth Assure Plus has covered it all for you
🛡️ Optional Critical Illness Protection
Covers 123 major and minor illnesses (optional rider). You can compress your payment (10 or 15 years) while enjoying full protection during your working years.
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Who Is This Plan Best For?
- Parents with children aged 0–14 who want to start early for college planning
- Parents who want peace of mind knowing education will continue—no matter what happens
- OFWs preparing to go home for good with a secure education plan
- Breadwinners who want to grow funds while being protected
- Couples who want a smarter alternative to low-interest savings
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Why Choose Wealth Assure Plus?
| FEAUTURE | BENEFIT |
| ✅ VUL Plan | Insurance + investment in one smart product |
| ✅ Withdrawable Fund Value | Pay for tuition, laptop, or college dorm fees |
| ✅ Global & Local Fund Option | High-growth potential depending on your goals |
| ✅ Optional Critical Illness Rider | Covers 123 illnesses including cancer & stroke |
| ✅ Short-Term Payment Options | Finish paying in 10–15 years but enjoy long-term protection |
LIMITED TIME OFFER: Lock in today's education rates before the next increase!
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See How Affordable and Powerful This Plan Can Be
Here's a real-life example of how Wealth Assure Plus can work for you:
That’s less than the price of milk tea & fast food per day!
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Your Family’s Protection & Education Benefits:
| FEAUTURE | BENEFIT |
| 🎓 Education Fund (after 20 years) | ₱860,000 – Use this for tuition, laptop, graduation gift, or business capital |
| 🏥 Hospitalization Allowance | ₱1,000/day up to ₱150,000/year |
| ❤️ Critical Illness Coverage | ₱1,100,000 – For up to 123 major & minor illnesses |
| ⚰️ Death Benefit | ₱4,100,000 – For your family’s full protection in case of loss |
This is not just insurance—this is your child’s future, fully protected and funded.
🎯 Start today with as low as ₱2,400/month and build a powerful financial shield your family can rely on.
👨💼 About Your Financial Advisor
Mhackey Ortula - Villanueva
Financial Advisor, Coach, Mentor
Hi, I’m Mhackey - a licensed financial advisor at Insular Life.
With years of experience in helping Filipino families protect their future, my mission is simple : To help parents like you secure your child’s dreams with smart, flexible, and proven financial plans.
I’ve helped OFWs, employees, and business owners set up educational plans that truly work—whether they’re starting small or going big.
This isn’t about selling insurance. It’s about building a plan that fits your life and gives your child a future you can be proud of.
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What Parents
Are Saying
"Thank you for helping us get started even when our budget was small. Now, we’re confident our son can study in Ateneo."
— Rhea, OFW Mom
"We love the flexibility. We can add to the fund, and we feel more secured now that we have protection"
— Carlos & Jenna, Young Parents
"Before this, we were just relying on savings. Now we’re excited for our daughter’s future."
— Marivic, Single Mom
"With three children and modest government salaries, we thought private university was impossible. Now all three will attend the schools of their choice without loans or sacrifices."
- Elena B., Mother of three
"I'm a single mother who thought my daughter's dream of becoming an engineer was beyond reach. Today, her SmartStart plan is growing steadily while I can still afford our daily needs."
- Jenna C., Solo parent
"The calculator showed my son's college would cost over ₱1.2M in 12 years. I was overwhelmed until Marbella designed a plan requiring just ₱4,200 monthly—less than our family's monthly food delivery budget!"
- Raymond D., Father of 5-year-old Nathan
Fast Forward: Your Child's Graduation Day
Imagine this moment:
It's 2035. The university quadrangle is filled with proud families watching graduates in their togas and caps.
Your child's name is called. As they confidently walk across the stage to receive their diploma from one of the Philippines' most prestigious universities, your heart swells with pride.
Unlike many parents around you who are still calculating how they'll pay off education loans for years to come, you're completely present in this moment—financially unburdened and emotionally fulfilled.
Your child never had to be a working student. They never had to compromise on their education quality. They never had to abandon their true calling due to financial limitations.
When they look over at you from the stage, their eyes say it all: "Thank you for making this possible."
In that moment, you'll know that every peso you invested in their SmartStart plan was worth it a thousand times over. Because you didn't just fund their education—you funded their dreams, their potential, and their future.
And you did it with certainty, regardless of the economic ups and downs of the past decade or any personal challenges your family faced along the way.
This isn't just a dream. This is exactly what parents with SmartStart plans experience every graduation season.
The only question is: Will you be one of them?
❓ Frequently Asked Questions (FAQs)
Local funds (Money Market, Balanced, Equity, Growth, etc.)
Global funds (Technology, Multi-Asset, Global Equity, etc.)
You can even diversify by allocating to multiple funds.